<?xml version="1.0" encoding="UTF-8"?>
<record
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd"
    xmlns="http://www.loc.gov/MARC21/slim">

  <leader>01063nam a2200193   4500</leader>
  <controlfield tag="001">7736</controlfield>
  <controlfield tag="005">20181127184240.0</controlfield>
  <datafield tag="020" ind1="0" ind2="0">
    <subfield code="a">9789834400408</subfield>
  </datafield>
  <datafield tag="082" ind1=" " ind2=" ">
    <subfield code="a">658</subfield>
    <subfield code="b"></subfield>
    <subfield code="2"></subfield>
  </datafield>
  <datafield tag="100" ind1="0" ind2="0">
    <subfield code="a">Agensi Kaunseling dan Pengurusan Kredit.</subfield>
  </datafield>
  <datafield tag="245" ind1="0" ind2="0">
    <subfield code="a">Money sense : </subfield>
    <subfield code="b">getting smart with your money /</subfield>
    <subfield code="c">Agensi Kaunseling dan Pengurusan Kredit.</subfield>
    <subfield code="h"></subfield>
  </datafield>
  <datafield tag="260" ind1="0" ind2="0">
    <subfield code="a">Kuala Lumpur :</subfield>
    <subfield code="b">Agensi Kaunseling dan Pengurusan Kredit,</subfield>
    <subfield code="c">2008.</subfield>
  </datafield>
  <datafield tag="300" ind1="0" ind2="0">
    <subfield code="a">138 pages : color illustrations ; 21 cm</subfield>
  </datafield>
  <datafield tag="505" ind1=" " ind2=" ">
    <subfield code="a">Part A -- Getting Started : Chapter 1 Why everyone needs financial  planning; Chapter 2 Power from your money; Chapter 3  Financial products and services -- Part B -- Achieving Your Dreams : Chapter 4 Building your wealth;  Chapter 5 Planning for uncertainties -- Part C -- Managing Debt : Chapter 6 Borrowing basics -- Part D -- Real-life Strategies : Chapter 7 Living your life;  Chapter 8 Getting out of financial trouble.</subfield>
    <subfield code="g"></subfield>
    <subfield code="r"></subfield>
    <subfield code="t"></subfield>
  </datafield>
  <datafield tag="650" ind1="0" ind2="0">
    <subfield code="a">Credit -- Management.</subfield>
    <subfield code="x"></subfield>
  </datafield>
  <datafield tag="650" ind1="0" ind2="0">
    <subfield code="a">Debt -- Management.</subfield>
    <subfield code="x"></subfield>
  </datafield>
  <datafield tag="650" ind1="0" ind2="0">
    <subfield code="a">Finance, Personal.</subfield>
    <subfield code="x"></subfield>
  </datafield>
  <datafield tag="999" ind1=" " ind2=" ">
    <subfield code="c">6638</subfield>
    <subfield code="d">6638</subfield>
  </datafield>
  <datafield tag="952" ind1=" " ind2=" ">
    <subfield code="0">0</subfield>
    <subfield code="1">0</subfield>
    <subfield code="2">ddc</subfield>
    <subfield code="4">0</subfield>
    <subfield code="7">0</subfield>
    <subfield code="8">MAIN</subfield>
    <subfield code="a">RTCLIB</subfield>
    <subfield code="b">RTCLIB</subfield>
    <subfield code="c">MAIN</subfield>
    <subfield code="h"> </subfield>
    <subfield code="i">11692</subfield>
    <subfield code="l">0</subfield>
    <subfield code="o">658 MON</subfield>
    <subfield code="p">30011826</subfield>
    <subfield code="r">2018-11-27 00:00:00</subfield>
    <subfield code="w">2018-11-27</subfield>
    <subfield code="y">MAIN</subfield>
  </datafield>
</record>
